![]() If you do not qualify for Acima Credit, we suggest checking out Afterpay, Affirm, Klarna, Bread and/or Zibby. They even offer a 25% off early payoff discount.Īcima Credit was formerly known Acceptance Now or Simple Finance and is known as a lease-to-purchase specialist. Snap understands that we all face challenges from time to time, so. We use a propietary process that allows us to look beyond bad credit, bankruptices, or even no credit history. Buy what you need when you need it up to $5000, and they’ll give you 12 months to pay it off with flexible payment options (weekly, bi-weekly, twice monthly or monthly). No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. ![]() Make flexible payments that are conveniently scheduled with your payday. Get the things you want without using credit you may have or increasing your debt. Use some or all of your lease line for merchandise at thousands of retailers. What is Acima Leasing? Instant Shopping PowerĪcima will purchase products up to your lease line amount for lease to you. How Can I Get Approved for Acima?Īcima says that customers don’t need to have a good credit score in order to be approved for a lease, the website states that eligibility requirements include a 3-month income history, monthly income of $1,000 or more and a checking account for at least 90 days in positive standing. Since the company considers more than credit scores when you apply for a loan, it might be a good fit if you have bad credit or no credit history. Helzberg Diamonds Credit Card Accounts are issued by Comenity Bank.Acima offers lease-to-own financing for furniture, appliances, outdoor goods, eyewear, jewelry and more. Existing Cardholders: see your credit card agreement for Account terms.Ĭredit card offers are subject to credit approval. Minimum interest charge is $2 in any billing period in which interest is due. As of June 2023, terms for new Accounts: Variable purchase APR of 32.74%. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Minimum payments are required for each Credit Plan.* After the promotional plan expiration date, the variable purchase APR will apply. You may have to pay more than the minimum payment to avoid accrued interest charges.*Ĩ Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. Minimum payments are required for each Credit Plan. For additional information, go to /helzberg.ħ Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Once achieved, Platinum tier status will continue through the end of the following calendar year. ![]() To maintain this status, a customer must spend $2,999 or more, minus returns, in a calendar year at Helzberg on the Helzberg Diamonds Credit Card. Offer will be received between October 1 and December 31.Ħ Spend $2,999 or more in a calendar year on purchases at Helzberg made with your Helzberg Diamonds Credit Card, minus returns, to upgrade to Platinum status. Accounts that opened between October 1 and December 31 will receive the offer the following calendar year. Not available on existing accounts.ĥ Must have made a purchase in the previous 12 months. Offer will be received the month of your birthday. Offer will be received with your card.Ĥ Accounts that opened in your birthday month will receive the offer the following calendar year. Minimum Interest Charge is $2.00.ģ Valid one time only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement.Ģ For new accounts, as of June 2023 Variable Purchase APR of 32.74% based on the Prime Rate. 1 Minimum payments are required for each Credit Plan.
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